According to Article 40., Order No. 42 of the Ministry of Education, The Ministry of Foreign Affairs and the Ministry of Public Security: all the international students in China are required to buy insurance in China.
Why need to buy insurance in China
Article 40: The university implements the insurance system for all international students. International students must be insured in accordance with relevant national regulations and school requirements. Those who fail to purchase insurance in accordance with the provisions shall apply for insurance within a time limit. Those who fail to apply within the time limit shall not be admitted by the university. Those who have already studied in the school should drop out or not be registered.
Fees of international student insurance in China
1. For all the international students whose study period is less than 6 months, you are required to purchase “Ping An Insurance” (400 Yuan/6 Months).
2. For all the international students whose study period is more than 6 months, you are required to purchase “Ping An Insurance” (400 Yuan/6 months or 800 Yuan/year)
Details of “Ping An Insurance”
“Ping An Insurance” is a kind of comprehensive insurance which international students can buy.
Here are the details of “Ping An Insurance”:
|Insurance Liabilities||Insurance Amount (RMB)|
|Liability for Death + Accidental Disability||100,000|
|Accidental Medical Treatment||20,000|
|Medical Treatment for Outpatient and Emergency|
*with a daily limit of 600 yuan & the deductible amount is 650 yuan,
and the excess portion will be reimbursed at a rate of 85%
|Hospitalization Medical Treatment||400,000|
for more details about apply for claims with confidence, kindly click site: Student Insurance China.